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Bnkus Services, Charges, and Agent Commissions

View applicable fees, service charges, and agent commissions for Bnkus transfers, bill payments, airtime top-ups, virtual cards, remittance, payment links, cash-in, cash-out, gift cards, exchange, and marketplace transactions.

Money Transfers

Send, receive, and request money securely through Bnkus with clear transaction limits and applicable service charges.

Charges

Fixed Charge: 10.0000 ZAR

Percent Charge: 2.0000%

Range

Minimum Amount: 10.0000 ZAR

Maximum Amount: 10000.0000 ZAR

Limit (Execute if the value is greater than zero)

Daily Limit: 1000.0000 ZAR

Monthly Limit: 10000.0000 ZAR

Agent Profits

Fixed Commissions: 5.0000 ZAR

Percent Commissions: 1.5000 ZAR

Bill Payments

Pay utility bills directly from your Bnkus wallet with transparent charges for supported bill payment services.

Charges

Fixed Charge: 10.0000 ZAR

Percent Charge: 2.0000%

Range

Minimum Amount: 10.0000 ZAR

Maximum Amount: 10000.0000 ZAR

Limit (Execute if the value is greater than zero)

Daily Limit: 1000.0000 ZAR

Monthly Limit: 10000.0000 ZAR

Agent Profits

Fixed Commissions: 5.0000 ZAR

Percent Commissions: 1.5000 ZAR

Mobile Top-Up

Recharge mobile numbers from your Bnkus wallet and view applicable top-up charges before confirming transactions.

Charges

Fixed Charge: 1.0000 ZAR

Percent Charge: 1.0000%

Range

Minimum Amount: 15.0000 ZAR

Maximum Amount: 1000.0000 ZAR

Limit (Execute if the value is greater than zero)

Daily Limit: 100.0000 ZAR

Monthly Limit: 1000.0000 ZAR

Agent Profits

Fixed Commissions: 1.0000 ZAR

Percent Commissions: 1.0000 ZAR

Virtual Cards

Create and manage secure virtual cards for online shopping and cross-border payments, with applicable card creation, reload, and usage charges.

Charges

Fixed Charge: 1.0000 ZAR

Percent Charge: 1.0000%

Range

Minimum Amount: 100.0000 ZAR

Maximum Amount: 10000.0000 ZAR

Limit (Execute if the value is greater than zero)

Daily Limit: 100.0000 ZAR

Monthly Limit: 1000.0000 ZAR

Global Remittance

Send money internationally through Bnkus with flexible payout methods including bank deposit, cash pickup, and wallet-to-wallet delivery.

Charges

Fixed Charge: 10.0000 ZAR

Percent Charge: 2.0000%

Range

Minimum Amount: 150.0000 ZAR

Maximum Amount: 1500.0000 ZAR

Limit (Execute if the value is greater than zero)

Daily Limit: 100.0000 ZAR

Monthly Limit: 1000.0000 ZAR

Agent Profits

Fixed Commissions: 5.0000 ZAR

Percent Commissions: 1.0000 ZAR

Make Payments

Complete personal and business payments securely through Bnkus with clear charges shown before confirmation.

Charges

Fixed Charge: 1.0000 ZAR

Percent Charge: 1.0000%

Range

Minimum Amount: 1.0000 ZAR

Maximum Amount: 100.0000 ZAR

Limit (Execute if the value is greater than zero)

Daily Limit: 100.0000 ZAR

Monthly Limit: 1000.0000 ZAR

Request Money

Request funds from friends, customers, or partners and collect payments conveniently through the Bnkus platform.

Charges

Fixed Charge: 1.0000 ZAR

Percent Charge: 1.0000%

Range

Minimum Amount: 1.0000 ZAR

Maximum Amount: 100.0000 ZAR

Limit (Execute if the value is greater than zero)

Daily Limit: 100.0000 ZAR

Monthly Limit: 1000.0000 ZAR

Payment Links

Create shareable payment links so customers can pay instantly through Bnkus without requiring a full website integration.

Charges

Fixed Charge: 0.0000 ZAR

Percent Charge: 2.0000%

Range

Minimum Amount: 0.0000 ZAR

Maximum Amount: 0.0000 ZAR

Cash-Out

Withdraw wallet balances as physical cash through supported Bnkus agent channels, with applicable cash-out charges and commissions.

Charges

Fixed Charge: 1.0000 ZAR

Percent Charge: 2.0000%

Range

Minimum Amount: 1.0000 ZAR

Maximum Amount: 1000.0000 ZAR

Limit (Execute if the value is greater than zero)

Daily Limit: 100.0000 ZAR

Monthly Limit: 1000.0000 ZAR

Agent Profits

Fixed Commissions: 1.0000 ZAR

Percent Commissions: 1.0000 ZAR

Cash-In

Deposit physical cash into a Bnkus wallet through agents or supported funding channels, with transparent cash-in charges where applicable.

Charges

Fixed Charge: 1.0000 ZAR

Percent Charge: 2.0000%

Range

Minimum Amount: 1.0000 ZAR

Maximum Amount: 1000.0000 ZAR

Limit (Execute if the value is greater than zero)

Daily Limit: 100.0000 ZAR

Monthly Limit: 1000.0000 ZAR

Agent Profits

Fixed Commissions: 1.0000 ZAR

Percent Commissions: 1.0000 ZAR

Card Reload

Reload your Bnkus virtual card from your wallet balance and manage available spending securely.

Charges

Fixed Charge: 1.0000 ZAR

Percent Charge: 1.0000%

Range

Minimum Amount: 2.0000 ZAR

Maximum Amount: 10000.0000 ZAR

Limit (Execute if the value is greater than zero)

Daily Limit: 100.0000 ZAR

Monthly Limit: 1000.0000 ZAR

Gift Cards

Buy, send, and redeem supported digital gift cards through the Bnkus marketplace.

Charges

Fixed Charge: 1.0000 ZAR

Percent Charge: 1.0000%

Range

Minimum Amount: 2.0000 ZAR

Maximum Amount: 10000.0000 ZAR

Currency Exchange

Exchange supported currencies through Bnkus for global transactions with clear rates and applicable charges.

Charges

Fixed Charge: 1.0000 ZAR

Percent Charge: 1.0000%

Range

Minimum Amount: 1.0000 ZAR

Maximum Amount: 10000.0000 ZAR

Limit (Execute if the value is greater than zero)

Daily Limit: 100.0000 ZAR

Monthly Limit: 1000.0000 ZAR

Marketplace & Trading

Trade assets peer-to-peer in a secure Bnkus environment with negotiation, offers, and protected transaction flows.

Limit (Execute if the value is greater than zero)

Daily Limit: 5000.0000 ZAR

Monthly Limit: 50000.0000 ZAR

Interval Values

Minimum Amount Maximum Amount Fixed Charge Percent Charge
1.0000 ZAR 10000.0000 ZAR 1.0000 ZAR 2.0000%
10001.0000 ZAR 100000.0000 ZAR 2.0000 ZAR 1.0000%
100001.0000 ZAR 1000000.0000 ZAR 3.0000 ZAR 1.0000%
1000001.0000 ZAR 10000000.0000 ZAR 4.0000 ZAR 1.0000%
10000001.0000 ZAR 100000000.0000 ZAR 5.0000 ZAR 1.0000%
100000001.0000 ZAR 1000000000.0000 ZAR 6.0000 ZAR 1.0000%